PARK AVENUE MORTGAGE CENTER
Our Core Values:

We conduct business with Honesty and Integrity.
We work hard to exceed your Expectations with Professionalism and
Courtesy.
We Respond quickly to your needs.
We take Pride in our work.
We strive to earn your
Respect and Trust, then we go above & beyond to
maintain it
.
We Value Diversity in our work and Community.
We believe in constant improvement - a Passion to be better.
We believe
Intensity and Competition fuel Success.
We believe in being a good
Neighbor.

We are Mortgage Professionals who work to find you a great mortgage product that fits your
needs and wants. We have a great deal of knowledge and experience, in fact over
24 Years.

Our Specialities: Residential and Commercial Mortgages.

We have the ability to obtain great rates for your situation by shopping all approved lenders. Since
we work with many national Lenders, we can seek out many different options. When you apply for
a loan with Park Avenue Mortgage Center, You are effectively applying for a loan with all of our
Lenders. Park Avenue Mortgage Center obtains rates at wholesale. The cost to do business with a
MORTGAGE BROKER is the same as retail lenders, however, your opportunities are unlimited with
our
many wholesale lenders. In essence, it is like shopping at the mall instead of small speciality
store that only offers their brand
. Many choices, many options. Independent surveys have shown
that in many cases a Mortgage Broker's fees are less than those of
big box direct retail Lenders.
When you work with Park Avenue Mortgage Center, only one credit report is used.
We work only for you. We have no affiliation with any Lender, Appraisal Company, or Title
Company.
We strive to obtain the mortgage that fits you best. In the end, you choose the loan that fits you.
EXPERIENCE:

Our vast experience in the finance industry sets us apart from other brokers.

We are here to serve you today and in the future.
Our goal is to be your only mortgage Broker for life.
We value your business and appreciate the trust you place in us.
We work hard to get your Mortgage Commitment before the dead line and we will close your loan
on time.

We have over
24 years of experience to serve and assist you.

We have built this business on word of mouth recommendations and referrals.
We will continue to place our emphasis on our customer's trust and good word.

We believe, you, our customer, is our BEST ASSET. We will not lose sight of this very important
fact.
We are, because of you.
PRIVACY POLICY:

Park Avenue Mortgage Center is committed pr providing the highest level of security and privacy regarding the
collection and of our user's personal information, as well as that of all visitors to our web site. Personal information
may be collected through the submission of information requests. We recognize the importance of or respecting the
privacy of our users and we hope that the following privacy statement will help you understand how Park Avenue
Mortgage Center collects, uses and safeguards the personal information you provide to us on our web site.

Information we collect about you
We collect information about you from the following sources:
  • Information we receive from you on applications and other forms;
  • Information obtained when verifying the information you provide on an application or other form (this may be
    obtained from, but not restricted to, your current or past employers, or from other institutes where you have
    conducted financial transactions);
  • Information about your transactions with us, or others including those companies that work closely with us to provide you with
    diverse financial products and services;
  • Information we receive from a credit report agency.

Disclosure of Information to Parties that provide services to us
we may disclose information we collect, as provided by state and/or federal law and as described above,
to companies that perform other services on our behalf. These disclosures typically include information to
process transactions on your behalf, conduct the operations of Park Avenue Mortgage Center, follow your
instructions as you authorize or protect the security of financial records.

How We Protect your Information
We restrict access to non-public information about you to those employees who need to know that information to
provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with
federal regulations to guard your non-public personal information.

How to Opt Out or Stop Certain Disclosures About You
At this time, we do not intend to disclose non-public personal information other that as noted above. The opt out
does not apply to disclosures that are legally permitted or required or to disclosures that Park Avenue Mortgage
Center makes to companies that perform services on our behalf for services rendered for you.

What Customers Can Do to Help
Park Avenue Mortgage Center is committed to protecting the privacy of its customers. You can help by following
these simple guidelines:

  • Protect your account numbers, card numbers, PINs (Personal Identification Numbers) and passwords. Never
    keep your PIN with debit or credit card as it can provide access to your accounts if your card is lost or stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc., to other persons. If
    someone calls you, explains the call is on behalf of Park Avenue Mortgage Center and asks for your account
    number, you should beware. Official Park Avenue Mortgage Center staff will have access to your information
    and will not need to ask for it.
  • Keep your information current. It is important that we have current information on how to reach you. If we
    detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you
    immediately. If your address or phone number changes, please let us know.
  • Let us know if you have any questions. Please do not hesitate to call us - we are here to serve you. Call 1-610-
    767-2928 or write to us at Park Avenue Mortgage Center, 4675 Park Avenue, Slatington PA 18080

This notice is provided pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA) of 1999, 12 CFR 40.






Licensed by the PENNSYLVANIA Department of Banking
Registered by Nationwide Mortgage Licensing System
Licensed Mortgage Broker # 20402 N.M.L.S. Entity ID # 101916
Licensed Loan Originator # 30080 N.M.L.S. Entity ID # 135328
100%* Financing
is available for
properties
located in certain
areas.

* USDA restrictions apply.
Homeownership
Affordable
Refinancing
Program

Property Value no issue if your current
mortgage has not been refinance
since 6/1/2009

Refinance today!
SPECIAL PROGRAM for the Following
up to 97% financing:


TEACHERS, ADMINISTRATORS, Employees of public
or private schools or post Secondary educational
institutions.

SAFETY 1ST: Police Officers, Fire Fighters, Emergency
Medical Responders, Hazardous Material responders,
Federal Employees, & all sworn law enforcement
officers.

HEALTH CARE WORKER: Certified, accredited, or
licensed health care workers, nurses, nursing
assistants, Physicians, Physician's assistants,
Pharmacists, pharmacy assistants, Medical
Technicians, Therapists, and Medical Technologists.

MILITARY PERSONAL: Including Active duty full time
and Reserves. Former Active duty or reserves
(honorable discharge with in two years).
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